21st CENTURY LIFE offers a range of funeral cover options to suit your needs- and your budget. With 21st CENTURY, you can apply for as little as R5 000 cover, or as much as R200 000  cover.

Our products can be tailor-made to suit the individual, single parents and large families. It’s all up to you.

The 21st CENTURY LIFE 1 stop shop service which is underpinned by our core “3-in-1” concept of cash funeral service:

  • Cash – Pay-out before the funeral. Enabling your family to make any necessary purchases prior to the funeral service.
  • A Funeral Service21st CENTURY LIFE will organize all aspects of your ideal funeral service, from help in booking the grave site to the providing of luxury family cars on the day of the service.
  • A Catering Service- 21st CENTURY has a full catering service available for all funerals, to ensure that this is the least of your worries on the day.

Remember that when you buy a funeral policy through 21st CENTURY LIFE, what you are really getting is peace of mind. Losing a loved one is never easy, but with 21st CENTURY LIFE, it doesn’t have to be financially difficult.

Contact 21st CENTURY LIFE and we’ll give you a customized funeral insurance quote that will meet your needs and your budget.

21st CENTURY Life provides the following value added services with every single policy, so you don’t have to pay more to get more.

Funeral Support and Repatriation

The benefit covers the transport of the body from anywhere in South Africa, Lesotho, Swaziland, Zimbabwe, Botswana, Namibia and Mozambique (south of the 22° latitude), provided that the burial takes place in South Africa, at no extra cost.

Trauma and Assault

Cover for Assault is R5 000 per eligible person with a maximum of R10 000 per family per occurrence in respect of medically indicated treatment for bodily injury and Psychiatric Consultations.

HIV Protection Treatment

3 HIV blood tests (per incident), one immediately after the event and the second and third at 6 weeks and 3 months respectively. Should the client test HIV positive at the time of the initial blood test, further testing will not be covered.

3 Psychiatric consultations (per incident) with a specialist which can be either a general practitioner, trauma trained registered nurse or trauma counsellor.

Emergency Medical Services

  • Emergency medical advice and information
  • Emergency response to the scene of the medical emergency by road or air
  • Administration of life-saving medication and blood transfusions. 
  • Non-emergency/ general medical (telephonic) consultation and advice.

Legal Support

  • One 30-minute face-to-face consultation per case
  • Legal support and documentation 
  • Wills and Estate planning services 
  • Employment Labour Law and Industrial Relation services
  • Tax information helpline. 

At 21st CENTURY Life we take pride in providing high quality and affordable funeral services that meet the special needs of your family.

21st CENTURY Life conducts funerals for both policy holders and cash clients.

We offer a complete range of quality services from funerals to cremation, and are experienced at honouring many faiths and customs.

We offer a turn-key solution and are with the family every step off the way. 21st CENTURY Life will organise all arrangements from booking of the gravesite, helping you pick out a casket to the conducting of the funeral.

We are able to conduct all funerals to your specific requirement, from low end to high end funerals.

Each basic funeral has included two family cars a hearse and a coffin.

We also offer:

  • Catering
  • Additional cars
  • Tables, chairs, tents
  • Coffin spray (flowers)
  • Grave markers
  • Funeral programmes
  • PA. System
  • Tombstones


21st CENTURY Life has a fleet of luxury vehicles available for the families of the deceased. We also have in our fleet world class hearses so as every funeral can be of the highest standard.


A full catering service is available for all funerals. We have at our disposal a full team of people and equipment to provide top class service.


We have over 15 fully equipped and state of the art mortuaries nationally, situated strategically for the convenience of clients throughout the country.